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J&K Bank Recruitment 2026 – Apply Online for 1053 Banking Associate, PO Posts

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Update typeJob
Recruiting authorityJammu & Kashmir Bank Limited
Last successful check16 Nov 2026
Last date26 Nov 2026
Reference sources

Notice information

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  • Updated November 12, 2026 03:29 PM
  • by Banu

J&K Bank Recruitment 2026 Overview

OrganizationJammu & Kashmir Bank Limited
Post NamesBanking Associate and Probationary Officer
Total Vacancies1053
Banking Associate Vacancies1033 - UT of Jammu & Kashmir
Probationary Officer Vacancies20 - UT of Ladakh
QualificationGraduation in Any Discipline
Age Limit20 to 30 Years, Before Applicable Relaxation
Age Calculation Date1 January 2026
Banking Associate Basic PayRs. 24,050
Probationary Officer Basic PayRs. 48,480
Application FeePost-Wise and Category-Wise
Application ModeOnline
Online Application Start Date7 November 2026
Last Date to Apply Online26 November 2026
Examination Conducting AgencyInstitute of Banking Personnel Selection (IBPS)
Selection ProcessOnline Examination for Banking Associate; Prelims, Mains and Interview for PO
Posting LocationInitially Allotted J&K Zone / Ladakh Zone, as Applicable
Official Websitejkb.bank.in

J&K Bank Recruitment 2026 Important Dates

EventDate
Online Application Start Date7 November 2026
Last Date to Apply Online26 November 2026
Last Date for Online Fee Payment26 November 2026
Banking Associate Exam DateTo Be Announced
PO Preliminary Examination DateTo Be Announced
PO Main Examination DateTo Be Announced
PO Interview DateTo Be Announced
Call Letter ReleaseTo Be Notified Separately
Results / Provisional SelectionTo Be Notified Separately
  • Both notifications have the same application and fee-payment window. Candidates should monitor the Careers section of J&K Bank's official website for examination dates, call letters and subsequent updates.

J&K Bank Vacancy 2026 - 1053 Posts

Post NameEligible DomicileVacancies
Banking AssociateUnion Territory of Jammu & Kashmir1033
Probationary OfficerUnion Territory of Ladakh20
Total1053
  • Important Domicile Rule: The two advertisements apply to different Union Territories. Only candidates holding the required J&K domicile are eligible for the Banking Associate recruitment. Only candidates holding the required Ladakh domicile are eligible for the Probationary Officer recruitment in the uploaded notification.
  • Reservation will be implemented according to the applicable rules of the respective Union Territory. The notifications provide reservation percentages but do not publish a complete category-wise allocation of the 1,033 and 20 vacancies.

Educational Qualification

PostRequired Qualification
Banking AssociateGraduation in Any Discipline
Probationary OfficerGraduation in Any Discipline
  • Both posts require a Bachelor's degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government or UGC.
  • Candidates must possess a valid graduation marksheet or degree certificate by 26 November 2026, the last date of online registration.
  • Applicants must enter their graduation marks percentage while applying. Candidates whose universities award CGPA or OGPA must convert their grades into percentages according to the university's official conversion formula and provide documentary proof when required.

J&K Bank Recruitment 2026 Age Limit

Age ParticularsDetails
Minimum Age20 Years
Maximum Age30 Years
Age Calculation Date1 January 2026
Eligible DOB Without Relaxation1 January 1996 to 1 January 2006, Both Inclusive
  • The base age limit for both Banking Associate and Probationary Officer is 20 to 30 years as on 1 January 2026, before applicable relaxation.

J&K Bank Banking Associate Age Relaxation

CategoryAge Relaxation
SC / ST5 Years
OBC / ALC-IB / RBA3 Years
Persons with Disabilities10 Years
EWSNo Additional Age Relaxation
Eligible Ex-ServicemenEligible Military Service Plus 3 Years, Subject to Maximum Age of 48 Years
J&K Bank Apprentices Who Successfully Completed TrainingAdditional 1 Year
  • Special Benefit for Former J&K Bank Apprentices: Domiciled J&K candidates who successfully completed apprenticeship training with J&K Bank receive one additional year of age relaxation, over and above applicable category relaxation.

J&K Bank Probationary Officer Age Relaxation - Ladakh

CategoryRelaxation
SC5 Years
ST5 Years
Eligible ALC Candidates of Ladakh5 Years
PwBD10 Years
EWSNil Under Category-Based Relaxation
Special Ladakh Recruitment Relaxation for 2025–2026Additional 5 Years for Eligible Candidates
  • Important: Under Ladakh General Administration Department Order No. 280-LA(GAD) of 2025 dated 30 June 2025, an additional five-year relaxation is available as a one-time special dispensation for eligible recruitments conducted during 2025 and 2026. This includes eligible unreserved and reserved-category candidates.
  • The total permissible relaxation is subject to the condition that the candidate's maximum age does not exceed 56 years. Applicants should apply the stated relaxation rules to their actual category and date of birth.

J&K Bank Recruitment 2026 Application Fee

PostCategoryApplication Fee
Banking AssociateSC / ST / SEBC / PwBD / Ex-ServicemenRs. 600 + GST
Banking AssociateAll Other CandidatesRs. 800 + GST
Probationary OfficerSC / ST / SEBC / PwBDRs. 1,000 + GST
Probationary OfficerAll Other CandidatesRs. 1,200 + GST
  • Separate application fees are prescribed for Banking Associate and Probationary Officer recruitment. All stated fees are exclusive of GST and applicable bank transaction charges.
  • Payment Mode: Online through the application payment gateway using Debit Card, Credit Card, Internet Banking, IMPS or accepted mobile wallet/payment facilities.
  • Last Date for Fee Payment: 26 November 2026.
  • The application fee is non-refundable. Registration is considered complete only after successful online fee payment.

J&K Bank Banking Associate Salary 2026

PostBanking Associate
Starting Basic PayRs. 24,050
Basic Pay ScaleRs. 24,050 - Rs. 64,480
Other BenefitsApplicable Perks and Allowances
Initial Probation6 Months
Service BondRs. 1 Lakh for 6 Months
  • Selected Banking Associates will receive a starting basic pay of Rs. 24,050 per month under the notified Banking Associate pay scale, along with applicable allowances and other benefits.

J&K Bank Probationary Officer Salary 2026

PostProbationary Officer
Starting Basic PayRs. 48,480
Basic Pay ScaleRs. 48,480 - Rs. 85,920
GradeJunior Management Grade Scale-I
Other BenefitsApplicable Perks and Allowances
Probation Period2 Years
Service BondRs. 2 Lakh for 2 Years
  • Selected Probationary Officers will receive a starting basic pay of Rs. 48,480 per month under Junior Management Grade Scale-I.
  • Salary Clarification: The amounts above are starting basic pay figures, not guaranteed in-hand salaries. Actual monthly earnings depend on applicable allowances and deductions.

J&K Bank Banking Associate Selection Process 2026

  • The Banking Associate recruitment involves an online examination conducted by IBPS, followed by provisional selection and document verification according to the bank's recruitment rules.
  • The notification does not prescribe a separate interview or Main Examination for Banking Associates.

J&K Bank Banking Associate Exam Pattern 2026

SubjectQuestionsMarksDuration
English Language303020 Minutes
Quantitative Aptitude353020 Minutes
Reasoning Ability354020 Minutes
Total10010060 Minutes
  • Exam Language: English.
  • Negative Marking: One-fourth of the marks assigned to an incorrectly answered question will be deducted.
  • Candidates must qualify in each section and meet the overall cut-off decided by IBPS in concurrence with J&K Bank.

J&K Bank Probationary Officer Selection Process 2026

  • The Probationary Officer recruitment consists of three stages:
  • Preliminary Online Examination.
  • Main Online Examination, including Objective and Descriptive Papers.
  • Personal Interview.
  • Shortlisting to the Main Examination is generally limited to ten times the vacancies in each category, while shortlisting for interview is limited to three times the vacancies in each category, subject to the bank's recruitment provisions.

J&K Bank PO Preliminary Exam Pattern

SubjectQuestionsMarksDuration
English Language303020 Minutes
Quantitative Aptitude353020 Minutes
Reasoning Ability354020 Minutes
Total10010060 Minutes
  • The Preliminary Examination is conducted in English and has separately timed sections.
  • Minimum Aggregate Qualifying Marks: 40% for General Category and 35% for reserved categories, subject to overall merit and sectional cut-offs.

J&K Bank PO Main Exam Pattern

SubjectQuestionsMarksDuration
Reasoning406045 Minutes
General, Economy, Banking, Digital and Financial Awareness, Including RBI Circulars506035 Minutes
English Language402035 Minutes
Data Analysis and Interpretation406045 Minutes
Objective Total170200160 Minutes
Descriptive Paper - Essay and Comprehension22530 Minutes
Grand Total172225190 Minutes
  • Important: The PO Main Examination includes a descriptive paper assessing essay writing and comprehension, potentially covering economic, social, banking, technology, ethics and current-affairs topics.
  • Negative marking of one-fourth of the marks assigned to each incorrect objective question applies to both Preliminary and Main Examinations.

How to Apply Online for J&K Bank Recruitment 2026?

  • Visit the official J&K Bank website at jkb.bank.in.
  • Open the Careers section.
  • Find the Banking Associate recruitment for UT of J&K or Probationary Officer recruitment for UT of Ladakh.
  • Read the detailed advertisement carefully.
  • Click the appropriate online application link.
  • Select Click Here for New Registration.
  • Enter the required name, contact details and other registration information.
  • Save the provisional registration number and password.
  • Fill in personal, educational, domicile and category details.
  • Enter graduation marks or the officially converted percentage.
  • Upload the prescribed photograph, signature and other required documents.
  • Complete the remaining application details.
  • Use Save and Next to review the information.
  • Verify all details before clicking Complete Registration.
  • Proceed to the online payment gateway.
  • Pay the applicable application fee and GST.
  • Confirm successful fee payment and final submission.
  • Download the completed application form and payment receipt.
  • Complete registration by 26 November 2026.
  • Important: Registration is complete only after successful fee payment. Candidates should retain the application receipt and login credentials for downloading examination call letters.

Documents Required for J&K Bank Recruitment 2026

  • Class 10 certificate or accepted date-of-birth proof.
  • Graduation degree certificate and marksheets.
  • University CGPA/OGPA conversion certificate, where applicable.
  • J&K or Ladakh domicile certificate, as required.
  • Valid category/reservation certificate, where applicable.
  • EWS certificate valid for 2026–27, if applicable.
  • PwBD certificate and UDID-related records, where applicable.
  • Ex-Servicemen service documents, if applicable.
  • J&K Bank apprenticeship completion proof, if claiming Banking Associate benefits.
  • Recent passport-size photograph.
  • Signature and other uploads prescribed by the application portal.
  • Valid photo identity proof.
  • Online application printout and fee receipt.
  • Additional supporting documents requested during verification.
  • Original documents and photocopies must be produced when required by the bank. A candidate's eligibility is provisional until verified by the recruiting authority.

J&K Bank Recruitment 2026 Important Instructions

  • The two advertisements together announce 1,053 vacancies.
  • Banking Associate has 1,033 vacancies for J&K domiciles.
  • Probationary Officer has 20 vacancies for Ladakh domiciles.
  • Applications are accepted from 7 to 26 November 2026.
  • Graduation in any discipline is required.
  • The base age limit is 20 to 30 years as on 1 January 2026.
  • Ladakh PO recruitment has an additional five-year age concession under the specified Government order.
  • Eligible former J&K Bank apprentices receive additional benefits for Banking Associate recruitment.
  • Banking Associate selection involves a single online examination.
  • PO selection involves Prelims, Mains and Interview.
  • Negative marking applies to incorrect objective answers.
  • PO final merit is calculated using Mains and Interview marks in an 80:20 ratio.
  • Fees differ between Banking Associate and PO recruitment.
  • Application fees are exclusive of GST and transaction charges.
  • All recruitment examination dates will be notified separately.
  • Valid domicile and category certificates are mandatory where applicable.
  • Selected candidates must remain within the allotted zone for at least five years.
  • Probation and service bond conditions differ by post.
  • Candidates must check the official Careers section for updates.

J&K Bank Recruitment 2026 Important Links

Link DescriptionLink
Apply OnlineClick Here
Banking Associate Detailed NotificationView Careers Section
Probationary Officer Detailed NotificationView Careers Section
Admit Card and Examination UpdatesClick Here
Official WebsiteClick Here
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Q1. What is the total number of vacancies announced in J&K Bank Recruitment 2026?

  • Jammu & Kashmir Bank Ltd. has announced a total of 1053 vacancies for Banking Associates and Probationary Officers under advertisement numbers JKB/HR/Rectt/2026-493 & 494. Candidates can apply online through the official website.

Q4. What is the minimum educational qualification required?

  • Candidates applying for either the Banking Associate or Probationary Officer post must hold a Graduate degree in any discipline from a recognized university. Additional specific certificates like domicile documents are also mandatory.

Q5. What is the age limit for J&K Bank recruitment?

  • The age limit for all posts requires candidates to be a minimum of 20 years and a maximum of 30 years old. Upper age relaxations are applicable for reserved categories such as SC, ST, OBC, and PwBD as per guidelines.

Q6. What is the selection process for these posts?

  • The selection process comprises an Online Examination followed by Document Verification for Banking Associates. For Probationary Officers, an additional Interview round is conducted after clearing the online examination and document check.

Q7. What is the application fee for Banking Associates?

  • The application fee is Rs. 600/- for SC/ST/SEBC/PwBD/ESM candidates applying for the Banking Associate position, while all other categories are required to pay Rs. 800/- through the online payment mode.

Q9. What salary can selected candidates expect?

  • Banking Associates receive a basic pay of Rs. 24,050/- in a structured scale, whereas Probationary Officers start with a basic pay of Rs. 48,480/- in their respective scale along with applicable allowances.
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