Last successful check: 10 Nov 2026. The information below comes from the named source; verify the authoritative notification before applying. A failed refresh never replaces previously saved details.
| Update type | Job |
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| Recruiting authority | Authority — see source notice |
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| Last successful check | 10 Nov 2026 |
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| Last date | Not yet verified — check the notice |
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| Reference sources | |
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Post-Wise Vacancy & Details
- The recruitment is for posts across the Bank's Branch/Office(s) in the Ladakh Zone. Reservation follows the Union Territory of Ladakh Reservation Rules, 2005 and S.O. 77 dated 27 June 2025. Category-wise break-up: Scheduled Castes 1%, Scheduled Tribes 80%, SEBC (areas adjoining Actual Line of Control) 4%, EWS 10%, Ex-servicemen 6% (horizontal), Persons with Benchmark Disabilities 4% (horizontal), Outstanding Sportspersons 4% (horizontal).
Eligibility Criteria & Educational Qualification
- Domicile Requirement: Only domiciles of the UT of Ladakh are eligible. Candidates must submit a domicile certificate issued by the competent authority of UT of Ladakh.
- Educational Qualification: Graduate in any discipline from a university recognized by the Government of India, or any equivalent qualification recognized by the Central Government / UGC, as on the last date of registration.
- Percentage of Marks: The candidate must possess a valid marks sheet / degree certificate showing graduation and indicate percentage while registering online. Percentage is calculated to the nearest two decimal places. Where CGPA / OGPA is awarded, it must be converted to percentage with a certificate from the appropriate authority on the University's conversion norms. Fractions are ignored: 59.99% is treated as less than 60%.
- Age Limit: Minimum 20 years, maximum 30 years as on 01-01-2026. The candidate must have been born not earlier than 01.01.1996 and not later than 01.01.2006 (both dates inclusive).
- Age Relaxation: SC/ST/SEBC – 5 years; PwBD – 10 years; Ex-servicemen – period of actual military service deducted (max age capped at 48 years); J&K Bank Apprentices (Ladakh domicile) – 1 year additional relaxation plus 2.5% bonus marks in online examination.
Selection Process & Screening Clause
- Selection is based solely on marks obtained in an online examination conducted by IBPS. The examination pattern is as follows:
- Each test is separately timed; candidates must qualify in each section by securing cut-off marks decided by IBPS in consultation with J&K Bank.
- Negative marking: One-fourth (¼) of the marks assigned to a question is deducted for each wrong answer; unattempted questions carry no penalty.
- Minimum qualifying marks: 40% for General Category, 35% for reserved categories, subject to overall merit.
- Cut-offs are applied on individual test scores and on the total score. Scores are equated across sessions and reported to two decimal points.
- Ties are broken by date of birth; the older candidate is placed ahead.
- Documents in original with photocopy are verified before provisional appointment letters are issued.
- No TA/DA will be paid for attending the online examination.
Application Fee Structure
- The fee is paid online between 07.11.2026 and 26.11.2026 using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards or Mobile Wallets. Bank transaction charges are borne by the candidate. If no e-Receipt is generated, the payment has failed and must be repeated.
Image & Document Upload Specifications
- Handwritten declaration text: "I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." This must be in the candidate's own handwriting. Visually impaired candidates unable to write may type it and place their left thumb impression below it.
- Documents are uploaded in PDF only, each file not exceeding 500 KB, with one single file for all educational certificates.
How to Apply for J&K Bank Banking Associate Recruitment 2026
- Visit J&K Bank Official Website and open the relevant notification under the "Careers" tab; click "APPLY ONLINE".
- Select "Click here for New Registration" and enter name, contact details and email ID. Note the Provisional Registration Number and Password sent by email and SMS.
- Click "Validate your details" and "Save & Next". The SAVE AND NEXT facility allows completing the form in multiple sittings.
- Upload photograph, signature, left thumb impression and handwritten declaration; capture a live photograph via webcam or mobile phone.
- Fill remaining details, preview the form and click "COMPLETE REGISTRATION" — no change is possible after this.
- Click the "Payment" tab, pay the fee and click "Submit".
- Print the e-Receipt and the online application form containing fee details.
Required Documents & Instructions for Candidates
- 10th Certificate (Marksheet / Passing Certificate) as proof of date of birth
- Graduation Degree Certificate / Consolidated Marksheets
- Domicile Certificate of UT of Ladakh issued by competent authority (mandatory)
- Apprenticeship Completion Certificate with J&K Bank (if applicable)
- Ex-Servicemen Certificate (if applicable)
- Disability Certificate as per Form-I, II, III and Appendix I (if applicable)
- Certificate under UT of Ladakh Outstanding Sportspersons Rules (if applicable)
- Valid Category / Caste Certificate; EWS certificate valid for 2026-2027 (if applicable)
- Two recent passport-size photographs & valid Photo ID Proof (Aadhaar / Voter ID / PAN)
- Original and photocopy of valid photo ID at examination and joining (Ration Card and Learner's Driving License not accepted)
Key Instructions
- Selected candidates must remain posted within the Ladakh Zone for a minimum of 5 years; no transfer outside the allotted Zone is permitted before that period on any ground.
- Candidates must provide a self-declaration of character and antecedents in prescribed format.
- No change of category is permitted after registration.
- Candidates reporting after the time printed on the call letter will not be allowed to take the examination. Candidates may need to be at the venue for about 4 hours.
- PwBD candidates using a scribe must arrange their own scribe, upload Appendix I certificate and submit Appendix II undertaking. Compensatory time of 20 minutes per hour applies.
- Keep a valid personal email ID and mobile number active until the recruitment concludes.
Important Dates
- All updates will be posted only under the "Careers" tab of the Bank's website. No separate intimation will be sent to candidates.
Important Links
- J&K Bank Banking Associate – Apply Online (opens 07 Nov 2026, closes 26 Nov 2026)
- Download J&K Bank Banking Associate Official Notification PDF (Advt PO-Jobs2026@JKBank)
- J&K Bank Official Website – Careers Tab for Updates
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