J&K Bank Recruitment 2026: 1053 Banking Associate & PO Posts – Apply Online @ jkb.bank.in

Notice information

• Official Notification PDF ↗Source-provided destination — verify before signing in or paying.

Post-Wise Vacancy & Pay Scale

Eligibility Criteria & Educational Qualification

• Both posts require a Bachelor's degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government or UGC. Candidates must hold documentary proof of graduation by 26 November 2026, the registration closing date.
• Banking Associate: Graduation in any discipline + Domicile of UT of Jammu & Kashmir. Final-year students not completed by 26 November 2026 are ineligible. CGPA/OGPA holders must convert to percentage with university-issued proof.
• Probationary Officer: Graduation in any discipline + Domicile of UT of Ladakh. Same qualification cut-off applies.
• Domicile Certificate: Mandatory. Must be issued by the competent authority of the respective Union Territory.

Age Limit & Relaxation

• Base age limit: 20 to 30 years as on 1 January 2026 (Eligible DOB without relaxation: 1 January 1996 to 1 January 2006, both inclusive).

Application Fee Structure

• Payment is online via Debit Card, Credit Card, Internet Banking, IMPS, or accepted mobile wallets. The fee is non-refundable and exclusive of GST and bank transaction charges. Last date for fee payment: 26 November 2026.

Salary & Service Conditions

• Starting basic pay figures are not guaranteed in-hand salaries. Actual monthly earnings depend on applicable allowances and deductions. Selected candidates must remain posted within their initially allotted zone for at least five years; transfer outside the zone is not permitted during that period.

Banking Associate Selection

• Single Online Examination conducted by IBPS in English.
• Pattern: English Language (30 Q / 30 M / 20 min), Quantitative Aptitude (35 Q / 30 M / 20 min), Reasoning Ability (35 Q / 40 M / 20 min). Total: 100 Questions / 100 Marks / 60 Minutes.
• Negative marking: One-fourth of marks assigned to incorrectly answered questions.
• Minimum qualifying marks: 40% (General), 35% (Reserved Categories).
• No interview or Main Examination for Banking Associates.
• Former J&K Bank apprentices receive additional marks equal to 2.5% of maximum marks (2.5 marks on 100-mark exam).

Probationary Officer Selection (Three Stages)

• Preliminary Online Examination: Same pattern as BA exam. Shortlisting to Mains limited to 10x vacancies per category.
• Main Online Examination: Objective (Reasoning 40Q/60M, GA/Banking/Digital 50Q/60M, English 40Q/20M, Data Analysis 40Q/60M = 170Q/200M/160 min) + Descriptive Paper (Essay & Comprehension: 2Q/25M/30 min) = 172Q/225M/190 min. Shortlisting to Interview limited to 3x vacancies per category.
• Personal Interview: Maximum 100 marks. Qualifying: 40% (General), 35% (Reserved).
• Final Merit: Mains 80% + Interview 20%. Preliminary marks used for shortlisting only and do not count toward final merit.
• All examination dates will be notified separately on the official website.

Required Documents & Instructions for Candidates

• Class 10 certificate or accepted date-of-birth proof
• Graduation degree certificate and all marksheets
• University CGPA/OGPA conversion certificate (where applicable)
• J&K or Ladakh domicile certificate (as per applicable post)
• Valid category / caste certificate in prescribed format (if applicable)
• EWS certificate valid for 2026–27 (if applicable)
• PwBD certificate and UDID-related records (if applicable)
• Ex-Servicemen service documents (if applicable)
• J&K Bank apprenticeship completion proof (for BA benefits)
• Recent passport-size photograph and signature
• Valid photo ID proof (Aadhaar / Voter ID / PAN)
• Online application printout and fee payment receipt
• Original documents and photocopies must be produced when required. Eligibility is provisional until verified by the recruiting authority.

How to Apply Online for J&K Bank Recruitment 2026

• Visit jkb.bank.in and open the Careers section.
• Locate the Banking Associate notification for UT of Jammu & Kashmir or the Probationary Officer notification for UT of Ladakh.
• Read the detailed advertisement carefully before proceeding.
• Click the online application link and select "Click Here for New Registration".
• Enter name, contact details, and registration information; save the provisional registration number and password.
• Fill in personal, educational, domicile, and category details; enter graduation marks or officially converted percentage.
• Upload the prescribed photograph, signature, and other required documents.
• Review all entries using "Save and Next" before clicking "Complete Registration".
• Proceed to the payment gateway, pay the applicable fee plus GST, and confirm successful payment.
• Download the completed application form and payment receipt.
• Complete registration by 26 November 2026. Registration is complete only after successful fee payment.

• jkb.bank.in ↗Source-provided destination — verify before signing in or paying.

Official Notification Links

• Download J&K Bank Banking Associate Detailed Notification PDF
• Download J&K Bank Probationary Officer Detailed Notification PDF (Ladakh)
• Visit J&K Bank Official Careers Section for Exam Updates

• Download J&K Bank Banking Associate Detailed Notification PDF ↗Source-provided destination — verify before signing in or paying.
• Download J&K Bank Probationary Officer Detailed Notification PDF (Ladakh) ↗Source-provided destination — verify before signing in or paying.
• Visit J&K Bank Official Careers Section for Exam Updates ↗Source-provided destination — verify before signing in or paying.

3. What is the application fee for J&K Bank Recruitment 2026?

• The fee is category-wise and post-wise. For Banking Associate: Rs. 600 + GST (SC/ST/SEBC/PwBD/Ex-Servicemen) or Rs. 800 + GST (all others). For Probationary Officer: Rs. 1,000 + GST (SC/ST/SEBC/PwBD) or Rs. 1,200 + GST (all others). Fees are non-refundable and exclusive of GST and transaction charges.

4. What is the salary structure for J&K Bank Banking Associate and PO?

• Banking Associates start at Rs. 24,050 basic pay per month (scale Rs. 24,050 – Rs. 64,480) with a 6-month probation and Rs. 1 Lakh service bond. Probationary Officers start at Rs. 48,480 basic pay per month (scale Rs. 48,480 – Rs. 85,920) at Junior Management Grade Scale-I with a 2-year probation and Rs. 2 Lakh service bond. Actual in-hand salary includes applicable allowances.

5. What is the age limit for J&K Bank Recruitment 2026?

• The base age limit is 20 to 30 years as on 1 January 2026 (before applicable relaxation). Category-wise relaxation includes 5 years for SC/ST, 3 years for OBC (BA), 10 years for PwBD, and additional concessions for Ex-Servicemen and former J&K Bank apprentices. Ladakh PO candidates receive an additional 5-year special relaxation under GAD Order No. 280-LA(GAD) of 2025, with a maximum age cap of 56 years.

6. What is the selection process for each post?

• Banking Associate selection is through a single online examination (100 marks, 60 minutes) conducted by IBPS with negative marking. Probationary Officer selection involves three stages: Preliminary Examination, Main Examination (objective + descriptive), and Personal Interview. PO final merit is calculated as 80% Mains + 20% Interview. Examination dates will be notified separately.