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NICL AO Syllabus 2026 - Prelims & Mains Exam Pattern, Subject-wise Topics

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Update typeSyllabus
Recruiting authorityNational Insurance Company Limited
Last successful check14 Nov 2026
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  • Updated October 05, 2026 03:55 PM
  • by J Divya
  • The NICL AO Syllabus 2026 covers English Language, Reasoning Ability and Quantitative Aptitude in the Preliminary Examination. The Mains examination additionally includes General Awareness and Computer Knowledge, while Specialist candidates have a separate Technical or Professional Knowledge section related to their discipline.
  • The Prelims examination carries 100 marks and lasts 60 minutes. The Mains objective examination carries 250 marks and lasts 180 minutes. A negative marking of 0.25 mark for each incorrect objective answer is stated in the available syllabus information.

NICL AO Syllabus and Exam Pattern 2026 - Overview

ParticularDetails
OrganisationNational Insurance Company Limited
PostAdministrative Officer (Scale I)
Streams CoveredGeneralist and Specialist
Prelims SubjectsEnglish Language, Reasoning Ability, Quantitative Aptitude
Prelims Questions100
Prelims Marks100
Prelims Duration60 minutes
Mains Objective Marks250
Mains Objective Duration180 minutes
Descriptive Test30 marks, 30 minutes
Negative Marking0.25 mark for each incorrect objective answer
Selection StagesPrelims, Mains and Interview
Official Websitenationalinsurance.nic.co.in
  • The Prelims pattern is common to Generalist and Specialist candidates. The Mains objective pattern differs because Specialist candidates have a Technical or Professional Knowledge section related to their discipline.

NICL AO Prelims Exam Pattern 2026

SubjectQuestionsMarksDuration
English Language303020 minutes
Reasoning Ability353520 minutes
Quantitative Aptitude353520 minutes
Total10010060 minutes
  • The NICL AO Preliminary Examination is described as an online objective examination with 100 questions for 100 marks. Candidates get 60 minutes in total, with 20 minutes allotted separately to each of the three sections.

NICL AO Mains Exam Pattern 2026 for Generalist

SubjectQuestionsMarksDuration
Reasoning Ability505040 minutes
English Language505040 minutes
General Awareness505030 minutes
Computer Knowledge505030 minutes
Quantitative Aptitude505040 minutes
Total250250180 minutes
  • The Generalist Mains objective examination has five sections carrying 250 questions for 250 marks. The total objective-test duration is 180 minutes, with a separate time limit for each section.

NICL AO Mains Exam Pattern 2026 for Specialist

SubjectQuestionsMarksDuration
Reasoning Ability404035 minutes
English Language404030 minutes
General Awareness404020 minutes
Computer Knowledge404025 minutes
Quantitative Aptitude404035 minutes
Technical or Professional Knowledge in Relevant Discipline505035 minutes
Total250250180 minutes
  • The Specialist Mains objective examination also carries 250 marks. In addition to English, Reasoning, Quantitative Aptitude, General Awareness and Computer Knowledge, candidates have a 50-mark paper testing Technical or Professional Knowledge in the relevant discipline.

NICL AO Selection Process 2026

  • For Generalist and Specialist Administrative Officer posts, the selection process described in the available syllabus information consists of the following stages:
  • Phase I - Preliminary Examination
  • Phase II - Main Examination
  • Phase III - Interview
  • The final score is described as being calculated using the Main Examination objective-test score and Interview score in an 80:20 ratio.

Important Points About NICL AO Syllabus 2026

  • The Preliminary Examination pattern is common for Generalist and Specialist posts.
  • Prelims has 100 questions carrying 100 marks.
  • Each Prelims section has a separate 20-minute time limit.
  • Generalist Mains has five objective sections.
  • Specialist Mains includes an additional Technical or Professional Knowledge section.
  • The Mains objective test carries 250 marks and lasts 180 minutes.
  • The Descriptive English Test carries 30 marks and lasts 30 minutes.
  • Objective questions carry a negative marking of 0.25 mark for an incorrect response.

NICL AO Syllabus 2026 - Important Link

LinkPurpose
Official WebsiteOfficial NICL information and recruitment updates
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Q1. What is the NICL AO Syllabus 2026?

  • The NICL AO Prelims syllabus includes English Language, Reasoning Ability and Quantitative Aptitude. The Mains syllabus also includes General Awareness and Computer Knowledge, while Specialist candidates have a Technical or Professional Knowledge section related to their discipline.

Q5. What is the NICL AO Specialist Mains exam pattern?

  • The Specialist Mains objective examination has 250 questions for 250 marks. It contains five common subjects plus a 50-question Technical or Professional Knowledge test related to the candidate's specialist discipline.
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